Debt and Credit Services

We also provide free information and access to other personal financial services including bad credit personal loans, finding and comparing the best credit cards, home mortgages, refinancing loans, nonprofit debt consolidation and free credit reports.

Learn how to fix or repair your credit history and how to fight back against unfair debt collection tactics. Learn about credit protection laws such as the "Fair Debt Collection Practices Act", "Fair Credit Reporting Act, " Fair Credit Billing Act", and the "Truth in Lending Act".

Debt and Credit Sample Letters
Over 35 sample letters for dealing with debt and credit issues. Copy from the site or request free copies via e-mail.

Fair Credit Reporting Act
In-depth explanations of this law with FAQ and sample letters to get free credit reports and repair your credit!

Chapter 7 Bankruptcy Forms
In-depth explanation of chapter 7 bankruptcy with FAQ and 100% on-line forms preparation services for any state - guaranteed results.

Chapter 13 bankruptcy Rules
In-depth coverage of chapter 13 bankruptcy code with FAQ. File your own bankruptcy using our 100% on-line bankruptcy forms preparation service.

File Small Claims Court Information
In-depth instructions of the small claims court process for Plaintiffs and Defendants. Learn about debtor exemptions and how to file, collect and appeal judgments.

Child support laws and enforcement!
Child Support Enforcement help! With millions in back child support collected already, we can help you get paid what you deserve!

Credit Card Education
Compare credit cards, apply on-line for instant approval on visa or mastercard credit cards! Learn about hidden fees and charges in your credit card disclosure statement and your rights under federal laws.

Stop Bank Foreclosures Now!
Powerful options to stop the bank foreclosure process and save your home while avoiding foreclosure scams!

Student Loan Consolidation
Student loan consolidation reduces payments up to 54% with one easy payment and fixed interest rates as low as 1.67%!"

Bankruptcy R 4 Me
Filing bankruptcy is a decision that is best made after learning about the bankruptcy options available. FREE bankruptcy information to help you decide whether to file bankruptcy yourself or to hire a bankruptcy attorney.